Thank you for viewing our privacy statement. West Covina Federal Credit Union is committed to protecting your privacy.

We understand the importance of protecting the privacy of our members. As such, we are committed to maintaining the confidentiality of each member’s financial records consistent with state and federal laws. The following sets forth our policies regarding our use and protection of your financial information.

Visitors to the WCFCU web site will remain anonymous. We do not require visitors to our web site to provide any personal identifying information.

Servers at our web hosting site may collect standard non-identifying information about visits to the site, such as number of times the site has been visited, date and time visited, IP address, type of browser etc. This information is used to compile standard statistics on site use. These statistics may be used to improve the web site and to review its effectiveness. No other use can be or will be made of this information.

If you have provided personal identifying information via e-mail (such as name and address), the information will only be used to communicate with you to handle your comment. Under no circumstances will this information be sold or transferred to a third party.

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency.

We will only share nonpublic personal information about you with nonaffiliated third parties to complete transactions and maintain accounts and related records (such as data processing transactions and records).

We may also share information with select nonaffiliated third parties if:

1. You request or authorize it;
2. The information is provided to help complete a transaction initiated by you;
3. The information is provided to a consumer reporting agency in accordance with the Fair Credit Reporting Act; or
4. The disclosure otherwise is lawfully required or permitted.

We restrict access to your personal and account information to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We strive to ensure that our records contain accurate information about you. If you see any inaccuracies in your statements, please call us at (626) 916-1193. We will promptly investigate and make any necessary changes to update your records.

If you decide to terminate your membership or become an inactive member, we will adhere to the privacy policies and practices as described in this notice.

We reserve the right to revise our policy as our business needs change or as the law requires. If we revise our policies, we will provide our active members with copies of our new policies at that time.

Last Revised: March 28, 2002